Monday, 6 July 2015

FREE Investment Seminar by Daniel Loh (in Singapore)

<< A study of the market crashes of these 50 years and its reasons? >>

<<回顾这50年的不同股灾和原因>>

Before the last market crash occurs, many investors were lured into complacency by the stock market bull run stretching from 2003 to 2007. Many investors were hurt in the stock market. Now that we are entering our 7th year of bull market ever since 2009, investors are wondering what to do and whether a crash might occur soon.


There are certain similar patterns that occur in historical crashes and in this seminar, the speaker will take a look at them and identify the risks and opportunities in the stock market.

Join this seminar with Daniel Loh to find out who are those?

Please note we have shifted office from Tung Ann Association to International Plaza #34-07 from 1st June!


You shall learn:

·         The different market crashes that happen in this century
·         Patterns of investor behavior that happen again and again
·         How can the investors benefit from a market crash and a market boom?

·         How do you invest consistently in the stock market, even in a crash?

Date:
7 July (Tue)    English session    7pm - 10pm

8 July (Wed)  华文讲座                 7pm - 10pm


Venue:
International Plaza, #34-07, 10 Anson Road, S(079903)
Tanjong Pagar MRT, Exit C



Speaker: Daniel Loh

Regularly interviewed by Mediacorp FM958
Regular interviewed by Mediacorp Channel 8 Financial Programmes
SIAS investment trainer
Invited speaker for Phillip Securities
Invited speaker for Affin Investment Bank
Invited speaker for OCBC Securities
Invited speaker for Shares Investment
Invited speaker for Shareinvestor

To register pls click here 

or SMS <Name><Email><HP><Date><Number of seats> to93676623

Thursday, 25 June 2015

Greece will still plague the headlines for these few days!

Dear Friends,

It seems like a 5 year old novel talking about Greece debt problems. So what is the real problem and opportunity now?

Euro group are now in negotiations with Greece to see if they want to lend money to Greece to prevent it from defaulting on its payment due on 30th June 2015 to IMF, International Monetary Fund.

Even if there is an agreement, Wallstreet is also worried if there is enough time for Greece to receive payments to pay the IMF on 30 June.

Greece must either get a program extension, which requires approval by the involved institutions as well as several European parliaments, or agree on a new program that would include or replace the remaining funds from the old program.


My trading plan (2 scenarios) :

1) If there is an agreement reached this week, the stock market will finally be clear of any economic uncertainties on Greece for these few weeks! For me I would start to buy up some fundamentally strong earnings stocks!

2) If there is no agreement reached this week, meaning Greece might default on IMF payment, the stock market might tumble because of panic. (IMF will give only 30 days grace period to pay up)

This is one chance to buy up stocks at very cheap price! I believe even if Greece defaulting, it won't hurt the European banks like in the past as a lot of European banks have already minimize their risk exposure to Greece holdings.

Wait for one to two weeks after the tumble to buy up the stock.



In summary, in the LONG run, I don't think any Greece episodes will cause a big dent in the stock market! The whole world is already prepared for a default!

DBS selling its first covered bonds! Reminds me of subprime crisis of 2008!

Dear Friends,

Recently, DBS has begun to sell a type of financial instrument called "Covered Bonds".

Check out Moody's website:
https://www.moodys.com/research/Moodys-DBS-first-covered-bond-program-opens-up-low-cost--PR_328724?WT.mc_id=AMRG93X0pvbmVzX05ld3NSb29tX1NCX1JhdGluZyBOZXdzX0FsbF9Fbmc%3d20150624_PR_328724

In the article, it was reported:

"Similar to other countries where covered bonds have been issued, DBS' program establishes a special purpose vehicle to hold the cover pool assets -- mortgage loans originated by DBS that are secured by private residential properties in Singapore -- and to guarantee the covered bonds."

DBS is using the mortgage payment of Singaporeans to guarantee the bonds?!


If you happen to search Wikipedia, this is exactly what bring down US in 2008!

Mortgaged backed securities!

Wikipedia definition of MBS:

A mortgage-backed security (MBS) is a type of asset-backed security that is secured by a mortgage, or more commonly a collection ("pool") of sometimes hundreds of mortgages. The mortgages are sold to a group of individuals (a government agency or investment bank) that "securitizes", or packages, the loans together into a security that can be sold to investors. The mortgages of an MBS may be residentialor commercial. Other types of MBS include collateralized mortgage obligations (CMOs, often structured as real estate mortgage investment conduits) and collateralized debt obligations(CDOs)


My concern:
As our housing prices get higher and higher, I am betting that a bubble in Singapore is brewing in the next 10 years. Although this may be the first for DBS to issue its first mortgage backed security, I don't think it will be the last. 

If this instrument gets more and more lucrative, I am sure DBS will issue more complicated MBS and take higher risk. OCBC and UOB will also follow! Greed will soon creep in just like what happened in US before the subprime crisis. In future, they may be selling something that not the common folks or even the other financial houses can understand. 

And ratings agencies may just give a AAA rating because of the good "stable" housing prices, ignoring the risk of a housing collapse.

Of course let us just hope all ends well. However that is also what the US financial banks and institutions thought in 2007!


Rgds
Daniel


The theory of How Financial system created AAA rated assets out of subprime mortgages:
IMF Diagram of CDO and RMBS


Tuesday, 23 June 2015

FREE Investment Seminar by Andy Yew (in Singapore)

5 Step to Consistently Pick the Biggest Winner in Stock market

There are many mistakes a retail investor make when selecting the right stock. In this seminar, Andy Yew, an experienced remisier and trader, will share his systematic method on how to eliminate the mistakes.

What you learn:

5 steps to pick the right stocks?
Money management rules to follow?
What sector to look at and which sector to avoid ?
Market outlook and individual Singapore stocks analysis using Technical Analysis


Date: 

24 Jun 2015,    Wednesday   (English)       7pm - 10pm ( pls note date change fr thu to wed)
26 May 2015,星期五     (华语讲座)晚上7点 - 晚上10点

Venue: 
10 Anson Road, International Plaza #34-07 Singapore 079903
( Nearest MRT Tanjong Pagar )

Fee: Free

To register pls click here 

or SMS <Name><Email><HP><Date>

<Number of seats> 
to93676623

Monday, 22 June 2015

FREE Investment Seminar by Daniel Loh (in Singapore)

<< STI buying zone is 3250 - 3300! What are the 5 fundamental strong Singapore Stocks you may look at NOW? >>


As STI entered our buying zone of 3250-3300, there are great opportunities to pick up some good fundamental stocks that are oversold.
Join this seminar with Daniel Loh to find out who are those?

Please note we have shifted office from Tung Ann Association to International Plaza #34-07 from 1st June!


You shall learn:

1) What are the 5 good fundamental stocks you can watch out for in 3Q 2015?
2) How do you spot a stock that is good fundamentally?
3) What are your trading strategies for this quarter?
4) How can you make money consistently in 2015 from the market?

Date:
23 Jun (Tue) English session
Time: 7pm -10pm


Venue:
International Plaza, #34-07, 10 Anson Road, S(079903)
Tanjong Pagar MRT, Exit C



Speaker: Daniel Loh

Regularly interviewed by Mediacorp FM958
Regular interviewed by Mediacorp Channel 8 Financial Programmes
SIAS investment trainer
Invited speaker for Phillip Securities
Invited speaker for Affin Investment Bank
Invited speaker for OCBC Securities
Invited speaker for Shares Investment
Invited speaker for Shareinvestor

To register pls click here 

or SMS <Name><Email><HP><Date><Number of seats> to 93676623

Friday, 19 June 2015

Daniel Loh 6月19日 FM958 电台访问:海指3250-3300就是买入区域,不要错过! 美国股市有机会反弹再次创高点!

美国股市有机会反弹再次创高点!希腊问题不大

·         美国道琼斯指数昨天闭市在17936点。
·         昨天联储局主席耶伦向全世界透露美国不会增加利率。
·         这个决定跟我们前几个月的预测一样,暂时美国没有条件增加利率。耶伦一直都在采纳拖延的战术,甚至可能九月都不会上升。有两个原因
·         第一:美国的通货膨胀没有到预期的2%,这也是耶伦昨天一直提到的。
·         但是我觉得更重要的原因是:欧洲,中国,日本,全世界第二,第三和第四大经济体都一直在降低利率。如果这个时候美国增加的话,钱就会跑到这些国家,对美国的经济不会有帮助。
·         我们觉得除非中国,日本和欧洲开始表现出会有停止降低利率的状况或则这些国家经济开始复苏的状况,要不然我觉得美国不会增长的。当然耶伦讲话时是不会说美国怕国际的竞争,但我觉得是主要考量。
·         最近除了利率的问题,可能很多投资朋友都担心希腊的问题。我们的判断是大家不用太操心。
·         我们相信欧洲央行或国际货币基金组IMF因该不会给希腊经济崩溃,因该还会继续借他们钱。原因是欧洲为自己的经济采取了很多措施,他们因该不会让一个小的希腊驶到自己的经济或股市受伤。
·         我们的判断是就算希腊真的借不到钱,经济崩溃,股市怎么掉,会怎么回来。万一发生,我觉得是一个好机会投资股票。
·         3个月美国道指都一直在一个狭窄的600点盘整。从17750-18350之间。
·         虽然点数没掉太多,但我们判断道指已经可能调整完了。大家可以称机会看一些美国的股票,相信因该会在接下来几个月又回到历史高点。


海指3250-3300就是买入区域,不要错过!

·         我们判断海指在3250-3300点就是捡便宜的机会,大家不要错过这个机会。
·         两天前海指就跌倒了3300点以下,到了最低3291点。
·         我鼓励大家这样做:大家可以开始找出一些好的股票来测试水温,投资一点。如果指数真的继续往上走,就慢慢买上去。
·         如果股市又开始滑落,大家可以等两个星期后再进场。我觉得股市在3250-3300点就差不多到底了。
·         鼓励大家可以留意STI ETF,跟海指挂钩的股票,或者看银行领域股和石油领域的股票。这两个领域的股票都跌了相当多,有机会反弹。

  

中国波动大,还是要小心谨慎

·         中国股市绝对还是在一个相当高的状态,鼓励大家不要再投资中国股票了。一天涨跌2-3%是相当平常的事。
·         这样大的波动率我觉得相当不寻常,要小心。
·         我们觉得这几个月,中国股市可能会有一个比较大的调整。
·         鼓励大家等到中国股市有机会跌到4300点以下再看中国股票。


香港一个月掉2000点,26000以下再看吧

·         横生指数这一个月表现其实相当不好。从最高28500点跌到现在26500点。
·         一个月就掉了2000点,7%
·         我觉得横生指数还有机会再滑落。横生接下来比较强的支持点就在26000点。

·         26000点到了再看吧

Sunday, 14 June 2015

FREE Investment Seminar by Daniel Loh (in Singapore)

<< STI has rebounded off 3300? What are the Singapore Stocks you can look at for June? >>

As STI entered our buying zone of 3250-3300, there are great opportunities to pick up some good stocks that are oversold or have rebounded.

Join this seminar with Daniel Loh to find out who are those?

Please note we have shifted office from Tung Ann Association to International Plaza #34-07 from 1st June!

You shall learn:
1) What are the good fundamental stocks you can watch out for in 3Q 2015?
2) What are the stocks that are poised for a rebound together with the index?
3) What are your trading strategies for this quarter?
4) How can you make money consistently in 2015 from the market?

Date:
16 Jun (Tue) English session or
17 Jun  (Wed) Chinese session 华文讲座


Time: 7pm -10pm

Venue: 
International Plaza, #34-07, 10 Anson Road, S(079903)
Tanjong Pagar MRT,  Exit C

Speaker: Daniel Loh
Regularly interviewed by Mediacorp FM958
Regular interviewed by Mediacorp Channel 8 Financial Programmes
SIAS investment trainer
Invited speaker for Phillip Securities
Invited speaker for Affin Investment Bank
Invited speaker for OCBC Securities
Invited speaker for Shares Investment
Invited speaker for Shareinvestor

To register pls click here 
or SMS <Name><Email><HP><Date><Number of seats> to 93676623

Wednesday, 10 June 2015

We are right to say Sell STI on 22nd April! Now is time to look at STI and KLCI again!!!

Dear Friends,

On 22nd April, Sharesinvestment published an article of our interview titled:
<<DANGER! STI & US$ To Correct Soon!>>
http://www.sharesinv.com/articles/2015/04/22/daniel-loh-sti-correcting-us-rate-hike-to-postpone/

In the article, we mentioned a that time that "STI is hovering around the 3,500 range and it is a sign that share prices are getting a little too inflated at the moment. As such, it is not an ideal time to enter the market for investors that want to ride the uptrend.

At that time, I do think that STI will face a correction soon, probably somewhere around May.

In fact, not only STI, at that time we do think all indices like London's FTSE100, Germany DAX, Malaysia KLCI, US DOW all have a good chance of correcting in May! In fact all has corrected.

STI has gone from 3550 to 3295. FTSE100 has gone from 7100 to now 6785. DAX has gone from 12400 to now 11050. KLCI has gone from 1870 to now 1730. US Dow has also corrected from 18300 to 17760.

The good news is that we do think that some indices might reach a bottom soon!

We do think now may be the time to look at STI again!

STI buying zone is from 3250-3300! 

Our suggestion:
Test the market by accumulating a bit of STI index stocks or STI ETF now at 3300. Should it drop to 3250, accumulate again.

To me this is again a very good opportunity!

We do think that STI may still go back to 3550 again in this second half of the year!


For KLCI we have a target price of 1700-1720. Let us see if it reach soon!



Time to take out your weapon again!!! Do remember that money is always made when price is cheap, not expensive. Some indices have finally turned cheap now!

Rgds
Daniel Loh
www.danielloh.com


-----------------------------------------------------------------------------------


FREE Investment Seminar by Daniel Loh (in Singapore)

<< STI has rebounded off 3300? What are the Singapore Stocks you can look at for June? >>


As STI entered our buying zone of 3250-3300, there are great opportunities to pick up some good stocks that are oversold or have rebounded.

Join this seminar with Daniel Loh to find out who are those?

Please note we have shifted office from Tung Ann Association to International Plaza #34-07 from 1st June!

You shall learn:
1) What are the good fundamental stocks you can watch out for in 3Q 2015?
2) What are the stocks that are poised for a rebound together with the index?
3) What are your trading strategies for this quarter?
4) How can you make money consistently in 2015 from the market?

Date:
16 Jun (Tue) English session or
17 Jun  (Wed) Chinese session 华文讲座


Time: 7pm -10pm

Venue: 
International Plaza, #34-07, 10 Anson Road, S(079903)
Tanjong Pagar MRT,  Exit C

Speaker: Daniel Loh
Regularly interviewed by Mediacorp FM958
Regular interviewed by Mediacorp Channel 8 Financial Programmes
SIAS investment trainer
Invited speaker for Phillip Securities
Invited speaker for Affin Investment Bank
Invited speaker for OCBC Securities
Invited speaker for Shares Investment
Invited speaker for Shareinvestor

To register pls click here 
or SMS <Name><Email><HP><Date><Number of seats> to 93676623

Thursday, 4 June 2015

Daniel Loh 6月4日 FM958 电台访问:海指机会又来了,3250-3300便宜了! 美国股市要死不活!

美国股市要死不活

·         美国道琼斯指数昨天闭市在18076点。
·         3个月道指都一直在一个很狭窄的600点盘整。从17750-18350之间。
·         我觉得美国还是处于比较高档和疲惫的状态。
·         最好美国股市在这一两个月有一个比较大的调整,要不我觉得股市还是继续处于疲惫无力的状态。
·         这个6月华尔街会非常关注两个重要的事件,可能大家也关注一下。
·         第一是65日星期五Opec的会议。很多朋友都期待等看OPEC会不会减少石油的产量。我的看法是市场大部分已经认为OPEC不会减产。但是大家看得到石油还一直保持在60左右的价格,似乎很抗跌。我觉得就算不减,石油也不会大掉。
·         我们判断石油有望这几个月还是保持上升的状态。因此鼓励大家这下半年可能可以留意一些石油领域的股票。
·         第二个大家很关心的事件就是617日联邦储备局的会议。大家都很期待是否耶伦会借此会议宣布增加利率。
·         我们的看法是因该不会。现在的美国通货膨胀太低,美国就没有需要这样快涨。我觉得美国最早也要等到第4季再考虑。
·         大家还是要留意。虽然我们判断不会涨,但如果真的耶伦突然涨的话,股市一定有波动。

海指机会又来了!3250-3300便宜了!

·         上一个月,我们呼吁大家新加坡海指已在高档区域,阻力区就在3550-3600点。我们当时认为海指还跌不够。确实现在海指是已经跌到3350点。从最高点已经跌了200点。
·         这一个月海指已经调整了。
·         我觉得机会又要来了。大家可以开始注意了。我们觉得海指的便宜区域是在3250-3300点。
·         到了这个区域,我觉得是一个难得的机会,已经便宜了。
·         我鼓励大家这样做:如果海指到了3300点,大家可以开始投资一些好的股票来测试水温。如果指数真的往上走,就买上去。要不,投资STI ETF也行。
·         如果股市继续滑落,大家可以等两个星期后再进场。我觉得股市在3300点就差不多到底了。
·         我们判断下半年石油可能继续上升。
·         大家下半年可以留意石油领域的公司。


中国波动越来越大!调整起来会相当恐怖

·         中国股市现在看似乎感觉掉不了。上个星期四一天掉了350点,6%,但这几天又会到了4900点以上。
·         现在中国股市就在牛市的第一阶段,完全不理会经济面或者盈利报告。
·         但是我们还是必须小心。我们认为6月过后中国股市会进入牛市第2个阶段
·         这个阶段股票如果没有盈利的数字来支撑股价,很有可能都会被拉回整理。
·         我觉得上一个星期四一天跌6%是一个警讯。很多公司当天一个小时内跌停板。
·         中国股市如果真正调整起来也是蛮恐怖的。请大家小心。

香港跟屁虫,会被中国害

·         横生现在是27800点左右。这两个月都在27000-28500的空间走动。
我们觉得要小心。如果中国股市下滑,香港一定也受影响。

FREE Seminar by Andy Yew

<< Good Spore & Hong Kong stocks you can still look at in June >>


sharing by Andy Yew
主讲:Andy Yew

Please note we have shifted office from Tung Ann Association to International Plaza #34-07 from 1st June!

Dates: 
4 June 2015, Thu       (English Seminar)  7pm - 10pm
11 June 2015, Thu     (English Seminar)  7pm - 10pm
12 June 2015, Fri       (华文讲座)    7pm - 10pm

Sharing on

Find out how you can Screen for Good trending stock in much faster way, which are the stock you should be holding right now!

You will also learn:
Will there any market correction coming soon? 
How to identify market correction?
Which Singapore stocks are the strongest now?
Which market to participate, China or Hong Kong markets?

Venue: 
International Plaza, #34-07, 10 Anson Road, s(079903)
Tanjong Pagar MRT,  Exit C

Speaker: Andy Yew (ART system Founder)

To register pls click here 
or SMS <Name><Email><HP><Date><Number of seats> to 93676623